RILM, a comprehensive, ongoing guide to publications on music from all over the world. RILM is now approaching 500,000 records; over 30,000 new records are added. This lesson briefly explores nomadic culture in the areas where the earliest forms of civilization developed. Nomads were groups of people who did. Fourth edition Learn with flashcards, games, and more — for free. » [Page] Interviews and Editorials from the Foundation for Critical Thinking: An Interview with Linda Elder: About Critical Thin.

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Social Insurance Defined Representative Smith is holding a town hall meeting as part of her campaign for reelection. At the meeting, one of her constituents raises the issue of social insurance programs. Representative Smith expected the question because social insurance programs, or entitlements, are always a hot-button issue during an election year.

Many of her constituents don't understand what social insurance is and confuse it with public assistance. Social insurance is a set of insurance programs that are administered by a government.

Just like private sector insurance, they provide benefits upon the occurrence of certain insured events. For example, unemployment insurance provides benefits if an insured person becomes unemployed.

Additionally, just like private sector insurance programs, only citizens that contribute to a social insurance program are eligible to receive benefits from the program. Social insurance benefits are funded in the United States through payroll taxes. Representative Smith explains to the town hall participants that it's important to note that social insurance programs are not poverty or public assistance programs because the entitlement to benefits is not necessarily based upon need. In fact, some beneficiaries of Social Security retirement benefits are very wealthy. Benefits are based upon contributions made to the program by citizens and the occurrence of qualifying events. On the other hand, public assistance programs, such as food stamps, are based upon need.